Considering Hair Restoration But Concerned About Costs?

You may be eligible to use your superannuation to help.

If you're eligible under compassionate grounds, accessing your superannuation may help significantly reduce any upfront costs associated with your procedure. This option does not involve loans, interest, or credit checks, and may allow you to access treatment in a private clinical setting. A trusted third-party provider supports eligible clients through the CRS application process, offering assistance with medical documentation and ATO requirements. The goal is to make the process clear, structured, and easy to navigate.

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Benefits of Using Your Superannuation

If your experience with hair loss is affecting your daily life or wellbeing, you may be eligible to apply for early access to your superannuation to help fund approved medical treatment.

  • No loans, debts or interest repayments
  • No set cap on the release amount
  • Simple, stress-free process
  • Travel and accommodation may be eligible
  • Post-procedure care packages covered

A one-off setup fee of $980 applies. The remaining treatment costs may be eligible to be covered through your superannuation (if approved).

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THE PROCESS

Understanding the Compassionate Release of Super (CRS) Process

Accessing your superannuation for hair restoration follows a clear, structured process. Our experienced team and trusted partners will guide you through each stage to ensure your application has the best chance of success. Here's what to expect:

Step 1.

Start with a consultation to explore your hair restoration options and discuss the best approach for your needs. Our team will help you understand available payment pathways and, if suitable, connect you with a trusted third-party provider to begin the superannuation access process.

Step 2.

We'll connect you with a partner who can support you with preparing your CRS application, gathering required medical documentation confirming that your hair loss is causing emotional or psychological effects, and managing ATO communication.

Step 3.

All applications are assessed by the ATO on a case-by-case basis. The processing time varies, but our partners will help manage this process and keep you informed throughout the journey.

Step 4.

Once approved, we'll schedule your treatment and provide comprehensive pre-procedure guidance. Our team will ensure a smooth transition from funding approval to receiving your life-changing hair restoration procedure.

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WHAT IS COVERED?

What Could Be Covered Through Super Access?

Eligible clients may apply to fund a range of costs associated with their hair restoration journey. The Compassionate Release of Super program can potentially cover not just the procedure itself, but also various supporting elements that ensure your treatment success.

Hair Restoration Procedures:

  • FUE Hair Transplants
  • Hairline & Crown Restoration
  • Temporal Arch Restoration
  • Beard Construction
  • High Forehead Line Adjustment
  • Traction Alopecia Correction
  • Gender Transition Hairlines

Additional costs that may also be covered:

  • Post-procedure support
  • Medical documentation and assessments
  • Travel and accommodation (for eligible out-of-town clients)
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Why Choose Gro?

A Tailored Solution. Backed by Medical Experts. Designed for you.

At Gro, every procedure is designed and overseen by a qualified doctor, using our exclusive hair transplant technique for natural-looking, high-density results. You’ll receive personalised support from consultation to recovery, with no pushy sales tactics, just honest, tailored advice. Thousands of Australians have chosen Gro for their hair restoration journey, and now it's more accessible than ever.

If your hair loss is causing psychological or emotional effects, you may be eligible to apply under the ATO's CRS program. We'll connect you with a partner who can support you with your application.

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Ready to take the first step?

Start with a private consultation to explore your hair restoration options and discuss whether you may be eligible to apply for super access.


Looking to book a consult? Click here to schedule instantly.
Prefer a phone call? Perfect, give us a call on 1300 787 563.