If approved by the ATO under compassionate grounds, this option can be used to fund certain medical procedures, including hair restoration. It is not a loan and does not involve interest or credit checks.
A third-party provider may assist eligible clients with the Compassionate Release of Super (CRS) application, including preparation of supporting documentation.
All treatment at Gro is subject to medical consultation and clinical suitability.
If you're considering hair restoration and exploring funding options, you may be eligible to apply for early access to your superannuation through the ATO’s Compassionate Release of Super (CRS) program. This is assessed by the ATO under strict criteria, which may include impacts to your wellbeing.
Accessing your superannuation for hair restoration involves a structured process. If you're eligible, our team and third-party providers can assist you in navigating the application requirements. Here's what to expect:
Step 1.
Start with a consultation to explore your hair restoration options. Our team can help you understand available payment pathways and, if relevant, connect you with a third-party provider to assist with CRS application preparation.
Step 2.
Our external partners support applicants with preparing required CRS documentation, including reports from medical practitioners. They will guide you through the process and help manage the documentation and submission to the ATO.
Step 3.
The ATO assesses all CRS applications independently on a case-by-case basis. Timeframes may vary. Your application partner will keep you updated throughout the process.
Step 4.
If your CRS application is approved, our team will guide you through the next steps, including scheduling your procedure and providing relevant pre-treatment information. All procedures are subject to medical consultation and clinical suitability.
WHAT IS COVERED?
If approved by the ATO, early access to superannuation through the Compassionate Release of Super (CRS) program may be used to fund certain medical costs related to hair restoration. Applications are assessed on a case-by-case basis, and coverage varies depending on individual circumstances and supporting documentation.
Procedures that may be considered as part of a CRS application include:
Additional costs the ATO may consider depending on eligibility:
All treatments at Gro Clinics are subject to medical consultation and clinical suitability. CRS eligibility and coverage are determined solely by the ATO.
At Gro Clinics, every hair transplant procedure is overseen by an AHPRA-registered doctor. We use consistent medical protocols and a refined technique designed to support natural-looking outcomes. You’ll receive personalised guidance throughout your care journey—no sales pressure, just honest, medically reviewed advice.
Eligible individuals may apply for early access to their superannuation through the ATO's Compassionate Release of Super (CRS) program. If appropriate, we can connect you with a trusted third-party provider to assist with the application process and required documentation.
If you're considering hair restoration, you can book a 15-minute virtual information session with a trained Gro Clinics consultant.
We'll walk you through the process, answer general questions, and explain next steps if you're interested in an in-clinic assessment. This call is for general information only and not a medical consultation.
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